LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,650
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,852
−HK$1,222/mo
Today · 4.125%
HK$41,074
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,499/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$82,148/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,998
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,151
−HK$1,170/mo
Today · 4.125%
HK$45,321
baseline
▲ 0.50% · 4.625%
HK$47,709
+HK$2,388/mo
Deposit HK$8.47M · loan HK$8.47M · min. income ≈ HK$90,642/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,380
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,822
−HK$1,466/mo
Today · 4.125%
HK$49,288
baseline
▲ 0.50% · 4.625%
HK$52,287
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,576/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,597
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,981
−HK$1,404/mo
Today · 4.125%
HK$54,385
baseline
▲ 0.50% · 4.625%
HK$57,251
+HK$2,866/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,770/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,110
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,793
−HK$1,710/mo
Today · 4.125%
HK$57,503
baseline
▲ 0.50% · 4.625%
HK$61,002
+HK$3,499/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$115,006/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,197
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,811
−HK$1,638/mo
Today · 4.125%
HK$63,449
baseline
▲ 0.50% · 4.625%
HK$66,793
+HK$3,344/mo
Deposit HK$5.08M · loan HK$11.86M · min. income ≈ HK$126,898/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,570
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,734
−HK$2,198/mo
Today · 4.125%
HK$73,932
baseline
▲ 0.50% · 4.625%
HK$78,431
+HK$4,499/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$147,864/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,396
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,471
−HK$2,106/mo
Today · 4.125%
HK$81,577
baseline
▲ 0.50% · 4.625%
HK$85,877
+HK$4,300/mo
Deposit HK$1.69M · loan HK$15.25M · min. income ≈ HK$163,154/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,617 · Scale 2, in force from 26 Feb 2026)