LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,651
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,221/mo
Today · 4.125%
HK$41,074
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,148/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,998
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,152
−HK$1,170/mo
Today · 4.125%
HK$45,322
baseline
▲ 0.50% · 4.625%
HK$47,710
+HK$2,388/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,644/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,381
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,823
−HK$1,466/mo
Today · 4.125%
HK$49,289
baseline
▲ 0.50% · 4.625%
HK$52,288
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,578/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,598
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,982
−HK$1,404/mo
Today · 4.125%
HK$54,386
baseline
▲ 0.50% · 4.625%
HK$57,253
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,772/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,111
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,794
−HK$1,710/mo
Today · 4.125%
HK$57,504
baseline
▲ 0.50% · 4.625%
HK$61,003
+HK$3,499/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,008/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,198
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,812
−HK$1,638/mo
Today · 4.125%
HK$63,450
baseline
▲ 0.50% · 4.625%
HK$66,795
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,900/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,571
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,735
−HK$2,199/mo
Today · 4.125%
HK$73,934
baseline
▲ 0.50% · 4.625%
HK$78,433
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,868/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,397
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,473
−HK$2,106/mo
Today · 4.125%
HK$81,579
baseline
▲ 0.50% · 4.625%
HK$85,879
+HK$4,300/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,158/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,630 · Scale 2, in force from 26 Feb 2026)