LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,652
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,854
−HK$1,221/mo
Today · 4.125%
HK$41,075
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,150/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,170/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,382
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,466/mo
Today · 4.125%
HK$49,291
baseline
▲ 0.50% · 4.625%
HK$52,290
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,582/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,600
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,404/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,112
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,796
−HK$1,710/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$61,005
+HK$3,499/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,199
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,814
−HK$1,638/mo
Today · 4.125%
HK$63,452
baseline
▲ 0.50% · 4.625%
HK$66,796
+HK$3,344/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,904/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,573
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,737
−HK$2,199/mo
Today · 4.125%
HK$73,936
baseline
▲ 0.50% · 4.625%
HK$78,435
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,872/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,399
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,475
−HK$2,106/mo
Today · 4.125%
HK$81,581
baseline
▲ 0.50% · 4.625%
HK$85,881
+HK$4,300/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,162/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,647 · Scale 2, in force from 26 Feb 2026)