LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,652
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,221/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,170/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,383
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,826
−HK$1,466/mo
Today · 4.125%
HK$49,292
baseline
▲ 0.50% · 4.625%
HK$52,291
+HK$2,999/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,584/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,601
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,984
−HK$1,404/mo
Today · 4.125%
HK$54,388
baseline
▲ 0.50% · 4.625%
HK$57,255
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,776/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,113
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,797
−HK$1,710/mo
Today · 4.125%
HK$57,507
baseline
▲ 0.50% · 4.625%
HK$61,006
+HK$3,499/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,014/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,201
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,815
−HK$1,638/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$66,798
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,574
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,739
−HK$2,198/mo
Today · 4.125%
HK$73,937
baseline
▲ 0.50% · 4.625%
HK$78,436
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,874/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,401
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,477
−HK$2,106/mo
Today · 4.125%
HK$81,583
baseline
▲ 0.50% · 4.625%
HK$85,883
+HK$4,300/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,166/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,660 · Scale 2, in force from 26 Feb 2026)