LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,654
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,856
−HK$1,222/mo
Today · 4.125%
HK$41,078
baseline
▲ 0.50% · 4.625%
HK$43,577
+HK$2,499/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,156/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,002
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,155
−HK$1,170/mo
Today · 4.125%
HK$45,325
baseline
▲ 0.50% · 4.625%
HK$47,714
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,650/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,385
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,827
−HK$1,466/mo
Today · 4.125%
HK$49,293
baseline
▲ 0.50% · 4.625%
HK$52,293
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,586/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,602
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,986
−HK$1,404/mo
Today · 4.125%
HK$54,390
baseline
▲ 0.50% · 4.625%
HK$57,257
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,780/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,115
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,710/mo
Today · 4.125%
HK$57,509
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,499/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,018/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,203
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,817
−HK$1,638/mo
Today · 4.125%
HK$63,455
baseline
▲ 0.50% · 4.625%
HK$66,800
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,910/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,577
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,741
−HK$2,199/mo
Today · 4.125%
HK$73,940
baseline
▲ 0.50% · 4.625%
HK$78,439
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,880/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,404
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,479
−HK$2,106/mo
Today · 4.125%
HK$81,585
baseline
▲ 0.50% · 4.625%
HK$85,886
+HK$4,301/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,170/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,682 · Scale 2, in force from 26 Feb 2026)