LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,655
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,857
−HK$1,222/mo
Today · 4.125%
HK$41,079
baseline
▲ 0.50% · 4.625%
HK$43,578
+HK$2,499/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,158/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,003
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,156
−HK$1,170/mo
Today · 4.125%
HK$45,326
baseline
▲ 0.50% · 4.625%
HK$47,715
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,652/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,386
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,828
−HK$1,466/mo
Today · 4.125%
HK$49,294
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,588/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,603
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,987
−HK$1,404/mo
Today · 4.125%
HK$54,391
baseline
▲ 0.50% · 4.625%
HK$57,258
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,782/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,116
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,800
−HK$1,710/mo
Today · 4.125%
HK$57,510
baseline
▲ 0.50% · 4.625%
HK$61,009
+HK$3,499/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,020/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,204
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,819
−HK$1,638/mo
Today · 4.125%
HK$63,457
baseline
▲ 0.50% · 4.625%
HK$66,802
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,914/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,578
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,743
−HK$2,199/mo
Today · 4.125%
HK$73,942
baseline
▲ 0.50% · 4.625%
HK$78,441
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,884/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,405
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,481
−HK$2,106/mo
Today · 4.125%
HK$81,587
baseline
▲ 0.50% · 4.625%
HK$85,888
+HK$4,301/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,174/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,696 · Scale 2, in force from 26 Feb 2026)