LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,657
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,859
−HK$1,222/mo
Today · 4.125%
HK$41,081
baseline
▲ 0.50% · 4.625%
HK$43,580
+HK$2,499/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,162/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,005
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,159
−HK$1,170/mo
Today · 4.125%
HK$45,329
baseline
▲ 0.50% · 4.625%
HK$47,718
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,658/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,388
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,831
−HK$1,466/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$52,297
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,606
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,990
−HK$1,404/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,262
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,119
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,803
−HK$1,710/mo
Today · 4.125%
HK$57,513
baseline
▲ 0.50% · 4.625%
HK$61,013
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,026/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,207
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,822
−HK$1,638/mo
Today · 4.125%
HK$63,460
baseline
▲ 0.50% · 4.625%
HK$66,805
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,920/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,582
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,746
−HK$2,199/mo
Today · 4.125%
HK$73,945
baseline
▲ 0.50% · 4.625%
HK$78,445
+HK$4,500/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,890/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,409
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,485
−HK$2,107/mo
Today · 4.125%
HK$81,592
baseline
▲ 0.50% · 4.625%
HK$85,892
+HK$4,300/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,184/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,730 · Scale 2, in force from 26 Feb 2026)