LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,659
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,862
−HK$1,222/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,008
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,162
−HK$1,170/mo
Today · 4.125%
HK$45,332
baseline
▲ 0.50% · 4.625%
HK$47,721
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,664/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,391
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,466/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$52,300
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,610
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,994
−HK$1,404/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,266
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,807
−HK$1,710/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$61,017
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,212
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,826
−HK$1,639/mo
Today · 4.125%
HK$63,465
baseline
▲ 0.50% · 4.625%
HK$66,810
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,930/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,587
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,752
−HK$2,199/mo
Today · 4.125%
HK$73,951
baseline
▲ 0.50% · 4.625%
HK$78,450
+HK$4,499/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,902/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,415
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,491
−HK$2,106/mo
Today · 4.125%
HK$81,597
baseline
▲ 0.50% · 4.625%
HK$85,898
+HK$4,301/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,194/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,775 · Scale 2, in force from 26 Feb 2026)