LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,661
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,222/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,586
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,011
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,170/mo
Today · 4.125%
HK$45,334
baseline
▲ 0.50% · 4.625%
HK$47,724
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,668/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,394
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,466/mo
Today · 4.125%
HK$49,303
baseline
▲ 0.50% · 4.625%
HK$52,303
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,606/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,613
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,997
−HK$1,404/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,126
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,810
−HK$1,710/mo
Today · 4.125%
HK$57,520
baseline
▲ 0.50% · 4.625%
HK$61,020
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,040/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,215
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,830
−HK$1,638/mo
Today · 4.125%
HK$63,468
baseline
▲ 0.50% · 4.625%
HK$66,813
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,936/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,591
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,755
−HK$2,200/mo
Today · 4.125%
HK$73,955
baseline
▲ 0.50% · 4.625%
HK$78,455
+HK$4,500/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,910/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,419
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,495
−HK$2,107/mo
Today · 4.125%
HK$81,602
baseline
▲ 0.50% · 4.625%
HK$85,903
+HK$4,301/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,204/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,809 · Scale 2, in force from 26 Feb 2026)