LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,663
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,865
−HK$1,222/mo
Today · 4.125%
HK$41,087
baseline
▲ 0.50% · 4.625%
HK$43,587
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,174/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,012
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,165
−HK$1,171/mo
Today · 4.125%
HK$45,336
baseline
▲ 0.50% · 4.625%
HK$47,725
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,672/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,395
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,838
−HK$1,467/mo
Today · 4.125%
HK$49,305
baseline
▲ 0.50% · 4.625%
HK$52,305
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,610/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,614
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,998
−HK$1,405/mo
Today · 4.125%
HK$54,403
baseline
▲ 0.50% · 4.625%
HK$57,270
+HK$2,867/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,806/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,128
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,711/mo
Today · 4.125%
HK$57,522
baseline
▲ 0.50% · 4.625%
HK$61,022
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,044/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,216
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,831
−HK$1,639/mo
Today · 4.125%
HK$63,470
baseline
▲ 0.50% · 4.625%
HK$66,815
+HK$3,345/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,940/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,593
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,757
−HK$2,200/mo
Today · 4.125%
HK$73,957
baseline
▲ 0.50% · 4.625%
HK$78,457
+HK$4,500/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,914/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,421
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,498
−HK$2,106/mo
Today · 4.125%
HK$81,604
baseline
▲ 0.50% · 4.625%
HK$85,906
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,208/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,827 · Scale 2, in force from 26 Feb 2026)