LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,664
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,222/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,013
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,166
−HK$1,171/mo
Today · 4.125%
HK$45,337
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,389/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,674/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,396
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,840
−HK$1,466/mo
Today · 4.125%
HK$49,306
baseline
▲ 0.50% · 4.625%
HK$52,306
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,612/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,615
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,000
−HK$1,404/mo
Today · 4.125%
HK$54,404
baseline
▲ 0.50% · 4.625%
HK$57,272
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,808/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,813
−HK$1,710/mo
Today · 4.125%
HK$57,523
baseline
▲ 0.50% · 4.625%
HK$61,024
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,046/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,218
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,833
−HK$1,638/mo
Today · 4.125%
HK$63,471
baseline
▲ 0.50% · 4.625%
HK$66,817
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,942/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,594
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,759
−HK$2,200/mo
Today · 4.125%
HK$73,959
baseline
▲ 0.50% · 4.625%
HK$78,459
+HK$4,500/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,918/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,423
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,500
−HK$2,106/mo
Today · 4.125%
HK$81,606
baseline
▲ 0.50% · 4.625%
HK$85,908
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,212/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,844 · Scale 2, in force from 26 Feb 2026)