LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,665
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,867
−HK$1,222/mo
Today · 4.125%
HK$41,089
baseline
▲ 0.50% · 4.625%
HK$43,589
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,178/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,014
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,168
−HK$1,170/mo
Today · 4.125%
HK$45,338
baseline
▲ 0.50% · 4.625%
HK$47,728
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,676/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,397
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,466/mo
Today · 4.125%
HK$49,307
baseline
▲ 0.50% · 4.625%
HK$52,307
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,614/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,617
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,404/mo
Today · 4.125%
HK$54,405
baseline
▲ 0.50% · 4.625%
HK$57,273
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,810/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,130
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,814
−HK$1,711/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,219
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,638/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$66,819
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,596
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,761
−HK$2,199/mo
Today · 4.125%
HK$73,960
baseline
▲ 0.50% · 4.625%
HK$78,461
+HK$4,501/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,920/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,425
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,502
−HK$2,106/mo
Today · 4.125%
HK$81,608
baseline
▲ 0.50% · 4.625%
HK$85,910
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,216/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,859 · Scale 2, in force from 26 Feb 2026)