LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,665
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,868
−HK$1,222/mo
Today · 4.125%
HK$41,090
baseline
▲ 0.50% · 4.625%
HK$43,590
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,180/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,014
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,168
−HK$1,170/mo
Today · 4.125%
HK$45,338
baseline
▲ 0.50% · 4.625%
HK$47,728
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,676/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,398
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,467/mo
Today · 4.125%
HK$49,308
baseline
▲ 0.50% · 4.625%
HK$52,308
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,616/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,617
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,002
−HK$1,404/mo
Today · 4.125%
HK$54,406
baseline
▲ 0.50% · 4.625%
HK$57,274
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,812/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,131
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,815
−HK$1,711/mo
Today · 4.125%
HK$57,526
baseline
▲ 0.50% · 4.625%
HK$61,026
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,052/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,220
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,639/mo
Today · 4.125%
HK$63,474
baseline
▲ 0.50% · 4.625%
HK$66,820
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,948/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,597
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,762
−HK$2,199/mo
Today · 4.125%
HK$73,961
baseline
▲ 0.50% · 4.625%
HK$78,462
+HK$4,501/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,922/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,426
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,503
−HK$2,106/mo
Today · 4.125%
HK$81,609
baseline
▲ 0.50% · 4.625%
HK$85,911
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,218/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,867 · Scale 2, in force from 26 Feb 2026)