LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,666
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,222/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,591
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,015
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,169
−HK$1,170/mo
Today · 4.125%
HK$45,339
baseline
▲ 0.50% · 4.625%
HK$47,729
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,678/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,399
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,842
−HK$1,467/mo
Today · 4.125%
HK$49,309
baseline
▲ 0.50% · 4.625%
HK$52,309
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,618/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,618
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,404/mo
Today · 4.125%
HK$54,407
baseline
▲ 0.50% · 4.625%
HK$57,275
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,814/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,132
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,816
−HK$1,711/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$61,027
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,837
−HK$1,638/mo
Today · 4.125%
HK$63,475
baseline
▲ 0.50% · 4.625%
HK$66,821
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,950/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,599
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,763
−HK$2,200/mo
Today · 4.125%
HK$73,963
baseline
▲ 0.50% · 4.625%
HK$78,464
+HK$4,501/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,926/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,428
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,504
−HK$2,107/mo
Today · 4.125%
HK$81,611
baseline
▲ 0.50% · 4.625%
HK$85,913
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,222/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,881 · Scale 2, in force from 26 Feb 2026)