LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,667
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,870
−HK$1,222/mo
Today · 4.125%
HK$41,092
baseline
▲ 0.50% · 4.625%
HK$43,593
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,184/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,017
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,171
−HK$1,170/mo
Today · 4.125%
HK$45,341
baseline
▲ 0.50% · 4.625%
HK$47,731
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,682/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,401
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,844
−HK$1,467/mo
Today · 4.125%
HK$49,311
baseline
▲ 0.50% · 4.625%
HK$52,311
+HK$3,000/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,622/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,621
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,005
−HK$1,405/mo
Today · 4.125%
HK$54,410
baseline
▲ 0.50% · 4.625%
HK$57,278
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,820/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,134
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,818
−HK$1,711/mo
Today · 4.125%
HK$57,529
baseline
▲ 0.50% · 4.625%
HK$61,030
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,058/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,224
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,839
−HK$1,639/mo
Today · 4.125%
HK$63,478
baseline
▲ 0.50% · 4.625%
HK$66,824
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,956/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,601
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,766
−HK$2,200/mo
Today · 4.125%
HK$73,966
baseline
▲ 0.50% · 4.625%
HK$78,467
+HK$4,501/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,932/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,431
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,508
−HK$2,106/mo
Today · 4.125%
HK$81,614
baseline
▲ 0.50% · 4.625%
HK$85,916
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,228/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,907 · Scale 2, in force from 26 Feb 2026)