LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,669
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,871
−HK$1,222/mo
Today · 4.125%
HK$41,093
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,186/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,018
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,171/mo
Today · 4.125%
HK$45,343
baseline
▲ 0.50% · 4.625%
HK$47,733
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,686/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,402
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,846
−HK$1,466/mo
Today · 4.125%
HK$49,312
baseline
▲ 0.50% · 4.625%
HK$52,313
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$98,624/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,622
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,007
−HK$1,404/mo
Today · 4.125%
HK$54,411
baseline
▲ 0.50% · 4.625%
HK$57,279
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.17M · min. income ≈ HK$108,822/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,136
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,820
−HK$1,711/mo
Today · 4.125%
HK$57,531
baseline
▲ 0.50% · 4.625%
HK$61,031
+HK$3,500/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,062/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,226
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,841
−HK$1,639/mo
Today · 4.125%
HK$63,480
baseline
▲ 0.50% · 4.625%
HK$66,826
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,960/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,603
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,768
−HK$2,200/mo
Today · 4.125%
HK$73,968
baseline
▲ 0.50% · 4.625%
HK$78,469
+HK$4,501/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,936/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,433
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,510
−HK$2,107/mo
Today · 4.125%
HK$81,617
baseline
▲ 0.50% · 4.625%
HK$85,919
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,234/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,925 · Scale 2, in force from 26 Feb 2026)