LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,671
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,222/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,596
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,021
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,175
−HK$1,170/mo
Today · 4.125%
HK$45,345
baseline
▲ 0.50% · 4.625%
HK$47,735
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,690/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,405
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,848
−HK$1,467/mo
Today · 4.125%
HK$49,315
baseline
▲ 0.50% · 4.625%
HK$52,316
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,630/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,625
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,010
−HK$1,404/mo
Today · 4.125%
HK$54,414
baseline
▲ 0.50% · 4.625%
HK$57,282
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,828/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,139
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,823
−HK$1,711/mo
Today · 4.125%
HK$57,534
baseline
▲ 0.50% · 4.625%
HK$61,035
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,068/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,229
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,638/mo
Today · 4.125%
HK$63,483
baseline
▲ 0.50% · 4.625%
HK$66,830
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,966/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,607
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,773
−HK$2,199/mo
Today · 4.125%
HK$73,972
baseline
▲ 0.50% · 4.625%
HK$78,474
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,944/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,438
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,514
−HK$2,107/mo
Today · 4.125%
HK$81,621
baseline
▲ 0.50% · 4.625%
HK$85,924
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,242/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,962 · Scale 2, in force from 26 Feb 2026)