LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,672
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,222/mo
Today · 4.125%
HK$41,097
baseline
▲ 0.50% · 4.625%
HK$43,598
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,194/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,023
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,176
−HK$1,171/mo
Today · 4.125%
HK$45,347
baseline
▲ 0.50% · 4.625%
HK$47,737
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,694/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,407
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,850
−HK$1,467/mo
Today · 4.125%
HK$49,317
baseline
▲ 0.50% · 4.625%
HK$52,318
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,634/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,627
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,012
−HK$1,404/mo
Today · 4.125%
HK$54,416
baseline
▲ 0.50% · 4.625%
HK$57,285
+HK$2,869/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,832/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,825
−HK$1,711/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,232
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,847
−HK$1,639/mo
Today · 4.125%
HK$63,486
baseline
▲ 0.50% · 4.625%
HK$66,832
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,972/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,610
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,776
−HK$2,199/mo
Today · 4.125%
HK$73,975
baseline
▲ 0.50% · 4.625%
HK$78,477
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,950/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,441
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,518
−HK$2,107/mo
Today · 4.125%
HK$81,625
baseline
▲ 0.50% · 4.625%
HK$85,927
+HK$4,302/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,250/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$635,987 · Scale 2, in force from 26 Feb 2026)