LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,674
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,877
−HK$1,223/mo
Today · 4.125%
HK$41,100
baseline
▲ 0.50% · 4.625%
HK$43,600
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,200/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,025
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,170/mo
Today · 4.125%
HK$45,349
baseline
▲ 0.50% · 4.625%
HK$47,740
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,698/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,409
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,853
−HK$1,467/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$52,321
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,630
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,015
−HK$1,404/mo
Today · 4.125%
HK$54,419
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$2,869/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,838/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,144
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,828
−HK$1,712/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$61,041
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,235
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,850
−HK$1,639/mo
Today · 4.125%
HK$63,489
baseline
▲ 0.50% · 4.625%
HK$66,836
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,978/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,614
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,779
−HK$2,200/mo
Today · 4.125%
HK$73,979
baseline
▲ 0.50% · 4.625%
HK$78,481
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,958/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,445
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,522
−HK$2,107/mo
Today · 4.125%
HK$81,629
baseline
▲ 0.50% · 4.625%
HK$85,932
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,258/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,021 · Scale 2, in force from 26 Feb 2026)