LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,675
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,222/mo
Today · 4.125%
HK$41,100
baseline
▲ 0.50% · 4.625%
HK$43,601
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,200/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,025
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,171/mo
Today · 4.125%
HK$45,350
baseline
▲ 0.50% · 4.625%
HK$47,740
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,700/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,410
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,853
−HK$1,467/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$52,321
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,630
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,015
−HK$1,405/mo
Today · 4.125%
HK$54,420
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,840/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,829
−HK$1,711/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$61,041
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,236
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,851
−HK$1,639/mo
Today · 4.125%
HK$63,490
baseline
▲ 0.50% · 4.625%
HK$66,837
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,980/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,615
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,780
−HK$2,200/mo
Today · 4.125%
HK$73,980
baseline
▲ 0.50% · 4.625%
HK$78,482
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,960/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,446
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,523
−HK$2,107/mo
Today · 4.125%
HK$81,630
baseline
▲ 0.50% · 4.625%
HK$85,933
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,260/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,029 · Scale 2, in force from 26 Feb 2026)