LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,675
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,223/mo
Today · 4.125%
HK$41,101
baseline
▲ 0.50% · 4.625%
HK$43,601
+HK$2,500/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,202/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,170/mo
Today · 4.125%
HK$45,350
baseline
▲ 0.50% · 4.625%
HK$47,741
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,700/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,410
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,854
−HK$1,467/mo
Today · 4.125%
HK$49,321
baseline
▲ 0.50% · 4.625%
HK$52,322
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,642/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,631
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,016
−HK$1,405/mo
Today · 4.125%
HK$54,421
baseline
▲ 0.50% · 4.625%
HK$57,289
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,842/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,830
−HK$1,711/mo
Today · 4.125%
HK$57,541
baseline
▲ 0.50% · 4.625%
HK$61,042
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,082/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,236
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,852
−HK$1,639/mo
Today · 4.125%
HK$63,491
baseline
▲ 0.50% · 4.625%
HK$66,837
+HK$3,346/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,982/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,616
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,781
−HK$2,200/mo
Today · 4.125%
HK$73,981
baseline
▲ 0.50% · 4.625%
HK$78,483
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$147,962/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,447
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,524
−HK$2,107/mo
Today · 4.125%
HK$81,631
baseline
▲ 0.50% · 4.625%
HK$85,934
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.26M · min. income ≈ HK$163,262/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,036 · Scale 2, in force from 26 Feb 2026)