LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,677
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,222/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,027
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,181
−HK$1,171/mo
Today · 4.125%
HK$45,352
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,704/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,412
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,856
−HK$1,467/mo
Today · 4.125%
HK$49,323
baseline
▲ 0.50% · 4.625%
HK$52,324
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,646/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,633
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,018
−HK$1,405/mo
Today · 4.125%
HK$54,423
baseline
▲ 0.50% · 4.625%
HK$57,291
+HK$2,868/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,846/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,147
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,832
−HK$1,711/mo
Today · 4.125%
HK$57,543
baseline
▲ 0.50% · 4.625%
HK$61,044
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,086/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,238
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,854
−HK$1,639/mo
Today · 4.125%
HK$63,493
baseline
▲ 0.50% · 4.625%
HK$66,840
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,986/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,618
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,784
−HK$2,200/mo
Today · 4.125%
HK$73,984
baseline
▲ 0.50% · 4.625%
HK$78,486
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$147,968/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,449
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,527
−HK$2,107/mo
Today · 4.125%
HK$81,634
baseline
▲ 0.50% · 4.625%
HK$85,937
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,268/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,059 · Scale 2, in force from 26 Feb 2026)