LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,677
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,223/mo
Today · 4.125%
HK$41,103
baseline
▲ 0.50% · 4.625%
HK$43,604
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,206/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,028
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,182
−HK$1,171/mo
Today · 4.125%
HK$45,353
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,706/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,413
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,466/mo
Today · 4.125%
HK$49,323
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$3,002/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,646/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,634
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,404/mo
Today · 4.125%
HK$54,423
baseline
▲ 0.50% · 4.625%
HK$57,292
+HK$2,869/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,846/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,148
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,711/mo
Today · 4.125%
HK$57,544
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,088/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,239
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,855
−HK$1,639/mo
Today · 4.125%
HK$63,494
baseline
▲ 0.50% · 4.625%
HK$66,841
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,988/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,619
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,785
−HK$2,200/mo
Today · 4.125%
HK$73,985
baseline
▲ 0.50% · 4.625%
HK$78,487
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$147,970/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,451
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,528
−HK$2,107/mo
Today · 4.125%
HK$81,635
baseline
▲ 0.50% · 4.625%
HK$85,938
+HK$4,303/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,270/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,070 · Scale 2, in force from 26 Feb 2026)