LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,678
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,222/mo
Today · 4.125%
HK$41,103
baseline
▲ 0.50% · 4.625%
HK$43,604
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,206/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,029
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,183
−HK$1,171/mo
Today · 4.125%
HK$45,354
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,390/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,708/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,414
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,467/mo
Today · 4.125%
HK$49,324
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$3,001/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$98,648/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,635
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,405/mo
Today · 4.125%
HK$54,424
baseline
▲ 0.50% · 4.625%
HK$57,293
+HK$2,869/mo
Deposit HK$6.78M · loan HK$10.18M · min. income ≈ HK$108,848/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,149
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,712/mo
Today · 4.125%
HK$57,545
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,501/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,090/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,240
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,856
−HK$1,639/mo
Today · 4.125%
HK$63,495
baseline
▲ 0.50% · 4.625%
HK$66,842
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,990/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,620
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,786
−HK$2,200/mo
Today · 4.125%
HK$73,986
baseline
▲ 0.50% · 4.625%
HK$78,488
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$147,972/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,452
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,529
−HK$2,107/mo
Today · 4.125%
HK$81,636
baseline
▲ 0.50% · 4.625%
HK$85,940
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,272/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,079 · Scale 2, in force from 26 Feb 2026)