LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,679
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,883
−HK$1,222/mo
Today · 4.125%
HK$41,105
baseline
▲ 0.50% · 4.625%
HK$43,606
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,210/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,030
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,185
−HK$1,170/mo
Today · 4.125%
HK$45,355
baseline
▲ 0.50% · 4.625%
HK$47,746
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,710/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,415
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,859
−HK$1,467/mo
Today · 4.125%
HK$49,326
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$3,001/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,652/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,021
−HK$1,405/mo
Today · 4.125%
HK$54,426
baseline
▲ 0.50% · 4.625%
HK$57,295
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,852/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,151
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,711/mo
Today · 4.125%
HK$57,547
baseline
▲ 0.50% · 4.625%
HK$61,049
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$115,094/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,243
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,858
−HK$1,639/mo
Today · 4.125%
HK$63,497
baseline
▲ 0.50% · 4.625%
HK$66,844
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.87M · min. income ≈ HK$126,994/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,623
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,789
−HK$2,200/mo
Today · 4.125%
HK$73,989
baseline
▲ 0.50% · 4.625%
HK$78,491
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$147,978/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,455
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,532
−HK$2,107/mo
Today · 4.125%
HK$81,639
baseline
▲ 0.50% · 4.625%
HK$85,943
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,278/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,103 · Scale 2, in force from 26 Feb 2026)