LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,684
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,887
−HK$1,223/mo
Today · 4.125%
HK$41,110
baseline
▲ 0.50% · 4.625%
HK$43,611
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,220/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,036
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,190
−HK$1,171/mo
Today · 4.125%
HK$45,361
baseline
▲ 0.50% · 4.625%
HK$47,752
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,722/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,421
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,865
−HK$1,467/mo
Today · 4.125%
HK$49,332
baseline
▲ 0.50% · 4.625%
HK$52,334
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,664/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,643
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,028
−HK$1,405/mo
Today · 4.125%
HK$54,433
baseline
▲ 0.50% · 4.625%
HK$57,302
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,866/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,158
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,842
−HK$1,712/mo
Today · 4.125%
HK$57,554
baseline
▲ 0.50% · 4.625%
HK$61,056
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,108/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,250
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,866
−HK$1,639/mo
Today · 4.125%
HK$63,505
baseline
▲ 0.50% · 4.625%
HK$66,853
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,010/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,631
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$2,201/mo
Today · 4.125%
HK$73,998
baseline
▲ 0.50% · 4.625%
HK$78,500
+HK$4,502/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$147,996/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,464
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,542
−HK$2,107/mo
Today · 4.125%
HK$81,649
baseline
▲ 0.50% · 4.625%
HK$85,953
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,298/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,181 · Scale 2, in force from 26 Feb 2026)