LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,686
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,889
−HK$1,223/mo
Today · 4.125%
HK$41,112
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,224/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,037
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,192
−HK$1,171/mo
Today · 4.125%
HK$45,363
baseline
▲ 0.50% · 4.625%
HK$47,754
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,726/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,423
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,867
−HK$1,467/mo
Today · 4.125%
HK$49,334
baseline
▲ 0.50% · 4.625%
HK$52,336
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,668/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,645
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,030
−HK$1,405/mo
Today · 4.125%
HK$54,435
baseline
▲ 0.50% · 4.625%
HK$57,305
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,870/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,160
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,711/mo
Today · 4.125%
HK$57,556
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,112/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,868
−HK$1,640/mo
Today · 4.125%
HK$63,508
baseline
▲ 0.50% · 4.625%
HK$66,855
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,016/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,634
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,800
−HK$2,201/mo
Today · 4.125%
HK$74,001
baseline
▲ 0.50% · 4.625%
HK$78,504
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,002/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,467
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,545
−HK$2,108/mo
Today · 4.125%
HK$81,653
baseline
▲ 0.50% · 4.625%
HK$85,957
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,306/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,207 · Scale 2, in force from 26 Feb 2026)