LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,688
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,223/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,040
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,194
−HK$1,171/mo
Today · 4.125%
HK$45,365
baseline
▲ 0.50% · 4.625%
HK$47,756
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,730/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,425
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,869
−HK$1,467/mo
Today · 4.125%
HK$49,336
baseline
▲ 0.50% · 4.625%
HK$52,338
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,672/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,647
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,033
−HK$1,405/mo
Today · 4.125%
HK$54,438
baseline
▲ 0.50% · 4.625%
HK$57,307
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,876/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,163
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,712/mo
Today · 4.125%
HK$57,559
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,118/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,255
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,871
−HK$1,640/mo
Today · 4.125%
HK$63,511
baseline
▲ 0.50% · 4.625%
HK$66,858
+HK$3,347/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,022/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,638
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,804
−HK$2,201/mo
Today · 4.125%
HK$74,005
baseline
▲ 0.50% · 4.625%
HK$78,508
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,010/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,471
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,549
−HK$2,108/mo
Today · 4.125%
HK$81,657
baseline
▲ 0.50% · 4.625%
HK$85,961
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,314/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,238 · Scale 2, in force from 26 Feb 2026)