LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,688
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,222/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,616
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,040
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,195
−HK$1,171/mo
Today · 4.125%
HK$45,366
baseline
▲ 0.50% · 4.625%
HK$47,757
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,732/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,426
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,870
−HK$1,467/mo
Today · 4.125%
HK$49,337
baseline
▲ 0.50% · 4.625%
HK$52,339
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,674/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,034
−HK$1,405/mo
Today · 4.125%
HK$54,439
baseline
▲ 0.50% · 4.625%
HK$57,308
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,878/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,164
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,849
−HK$1,711/mo
Today · 4.125%
HK$57,560
baseline
▲ 0.50% · 4.625%
HK$61,063
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,120/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,257
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,873
−HK$1,639/mo
Today · 4.125%
HK$63,512
baseline
▲ 0.50% · 4.625%
HK$66,860
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,024/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,639
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,805
−HK$2,201/mo
Today · 4.125%
HK$74,006
baseline
▲ 0.50% · 4.625%
HK$78,509
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,012/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,473
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,551
−HK$2,107/mo
Today · 4.125%
HK$81,658
baseline
▲ 0.50% · 4.625%
HK$85,963
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,316/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,251 · Scale 2, in force from 26 Feb 2026)