LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,689
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,223/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,617
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,041
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,195
−HK$1,171/mo
Today · 4.125%
HK$45,366
baseline
▲ 0.50% · 4.625%
HK$47,758
+HK$2,392/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,732/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,427
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,871
−HK$1,467/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$52,340
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,034
−HK$1,406/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,309
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,164
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,849
−HK$1,712/mo
Today · 4.125%
HK$57,561
baseline
▲ 0.50% · 4.625%
HK$61,063
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,122/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,257
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,873
−HK$1,640/mo
Today · 4.125%
HK$63,513
baseline
▲ 0.50% · 4.625%
HK$66,861
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,026/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,640
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,806
−HK$2,201/mo
Today · 4.125%
HK$74,007
baseline
▲ 0.50% · 4.625%
HK$78,510
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,014/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,474
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,552
−HK$2,107/mo
Today · 4.125%
HK$81,659
baseline
▲ 0.50% · 4.625%
HK$85,964
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,318/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,259 · Scale 2, in force from 26 Feb 2026)