LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,690
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,893
−HK$1,223/mo
Today · 4.125%
HK$41,116
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,232/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,042
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,196
−HK$1,171/mo
Today · 4.125%
HK$45,367
baseline
▲ 0.50% · 4.625%
HK$47,759
+HK$2,392/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,734/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,428
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,872
−HK$1,467/mo
Today · 4.125%
HK$49,339
baseline
▲ 0.50% · 4.625%
HK$52,341
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,678/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,650
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,036
−HK$1,405/mo
Today · 4.125%
HK$54,441
baseline
▲ 0.50% · 4.625%
HK$57,311
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,882/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,166
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,851
−HK$1,711/mo
Today · 4.125%
HK$57,562
baseline
▲ 0.50% · 4.625%
HK$61,065
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,124/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,259
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,875
−HK$1,639/mo
Today · 4.125%
HK$63,514
baseline
▲ 0.50% · 4.625%
HK$66,862
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,028/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,642
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,808
−HK$2,201/mo
Today · 4.125%
HK$74,009
baseline
▲ 0.50% · 4.625%
HK$78,512
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,018/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,476
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,553
−HK$2,108/mo
Today · 4.125%
HK$81,661
baseline
▲ 0.50% · 4.625%
HK$85,966
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,322/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,274 · Scale 2, in force from 26 Feb 2026)