LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,690
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,894
−HK$1,223/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,501/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,043
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,197
−HK$1,171/mo
Today · 4.125%
HK$45,368
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,392/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,736/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,428
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,873
−HK$1,467/mo
Today · 4.125%
HK$49,340
baseline
▲ 0.50% · 4.625%
HK$52,342
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,680/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,651
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,036
−HK$1,406/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,311
+HK$2,869/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,167
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,851
−HK$1,712/mo
Today · 4.125%
HK$57,563
baseline
▲ 0.50% · 4.625%
HK$61,066
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,126/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,260
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,876
−HK$1,639/mo
Today · 4.125%
HK$63,515
baseline
▲ 0.50% · 4.625%
HK$66,863
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,030/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,643
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,809
−HK$2,201/mo
Today · 4.125%
HK$74,010
baseline
▲ 0.50% · 4.625%
HK$78,513
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,020/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,477
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,555
−HK$2,108/mo
Today · 4.125%
HK$81,663
baseline
▲ 0.50% · 4.625%
HK$85,967
+HK$4,304/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,326/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,284 · Scale 2, in force from 26 Feb 2026)