LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,691
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,894
−HK$1,223/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,619
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,043
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,197
−HK$1,172/mo
Today · 4.125%
HK$45,369
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,738/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,429
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,873
−HK$1,467/mo
Today · 4.125%
HK$49,340
baseline
▲ 0.50% · 4.625%
HK$52,343
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,680/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,652
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,037
−HK$1,405/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,312
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,167
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,852
−HK$1,712/mo
Today · 4.125%
HK$57,564
baseline
▲ 0.50% · 4.625%
HK$61,066
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,128/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,260
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,876
−HK$1,640/mo
Today · 4.125%
HK$63,516
baseline
▲ 0.50% · 4.625%
HK$66,864
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,032/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,643
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,810
−HK$2,201/mo
Today · 4.125%
HK$74,011
baseline
▲ 0.50% · 4.625%
HK$78,514
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,022/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,477
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,555
−HK$2,108/mo
Today · 4.125%
HK$81,663
baseline
▲ 0.50% · 4.625%
HK$85,968
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,326/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,289 · Scale 2, in force from 26 Feb 2026)