LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,693
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,896
−HK$1,223/mo
Today · 4.125%
HK$41,119
baseline
▲ 0.50% · 4.625%
HK$43,621
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,238/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,045
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,200
−HK$1,171/mo
Today · 4.125%
HK$45,371
baseline
▲ 0.50% · 4.625%
HK$47,763
+HK$2,392/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,742/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,431
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,876
−HK$1,467/mo
Today · 4.125%
HK$49,343
baseline
▲ 0.50% · 4.625%
HK$52,345
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,686/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,654
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,040
−HK$1,405/mo
Today · 4.125%
HK$54,445
baseline
▲ 0.50% · 4.625%
HK$57,315
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,890/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,170
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,855
−HK$1,712/mo
Today · 4.125%
HK$57,567
baseline
▲ 0.50% · 4.625%
HK$61,070
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,134/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,880
−HK$1,639/mo
Today · 4.125%
HK$63,519
baseline
▲ 0.50% · 4.625%
HK$66,868
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,038/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,647
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,813
−HK$2,202/mo
Today · 4.125%
HK$74,015
baseline
▲ 0.50% · 4.625%
HK$78,518
+HK$4,503/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,030/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,482
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,560
−HK$2,108/mo
Today · 4.125%
HK$81,668
baseline
▲ 0.50% · 4.625%
HK$85,973
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,336/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,324 · Scale 2, in force from 26 Feb 2026)