LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,693
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,897
−HK$1,223/mo
Today · 4.125%
HK$41,120
baseline
▲ 0.50% · 4.625%
HK$43,622
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,240/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,046
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,200
−HK$1,172/mo
Today · 4.125%
HK$45,372
baseline
▲ 0.50% · 4.625%
HK$47,763
+HK$2,391/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,744/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,432
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,876
−HK$1,468/mo
Today · 4.125%
HK$49,344
baseline
▲ 0.50% · 4.625%
HK$52,346
+HK$3,002/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,688/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,655
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,040
−HK$1,406/mo
Today · 4.125%
HK$54,446
baseline
▲ 0.50% · 4.625%
HK$57,316
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,892/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,712/mo
Today · 4.125%
HK$57,568
baseline
▲ 0.50% · 4.625%
HK$61,070
+HK$3,502/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,136/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,880
−HK$1,640/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$66,868
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,648
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,814
−HK$2,201/mo
Today · 4.125%
HK$74,015
baseline
▲ 0.50% · 4.625%
HK$78,519
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,030/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,483
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,561
−HK$2,108/mo
Today · 4.125%
HK$81,669
baseline
▲ 0.50% · 4.625%
HK$85,974
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,338/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,331 · Scale 2, in force from 26 Feb 2026)