LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,695
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,899
−HK$1,223/mo
Today · 4.125%
HK$41,122
baseline
▲ 0.50% · 4.625%
HK$43,624
+HK$2,502/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$82,244/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,048
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,203
−HK$1,171/mo
Today · 4.125%
HK$45,374
baseline
▲ 0.50% · 4.625%
HK$47,766
+HK$2,392/mo
Deposit HK$8.48M · loan HK$8.48M · min. income ≈ HK$90,748/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,434
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,879
−HK$1,467/mo
Today · 4.125%
HK$49,346
baseline
▲ 0.50% · 4.625%
HK$52,349
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,692/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,658
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,043
−HK$1,406/mo
Today · 4.125%
HK$54,449
baseline
▲ 0.50% · 4.625%
HK$57,319
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,898/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,859
−HK$1,712/mo
Today · 4.125%
HK$57,571
baseline
▲ 0.50% · 4.625%
HK$61,074
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,142/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,267
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,884
−HK$1,640/mo
Today · 4.125%
HK$63,524
baseline
▲ 0.50% · 4.625%
HK$66,872
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,048/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,652
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,818
−HK$2,201/mo
Today · 4.125%
HK$74,019
baseline
▲ 0.50% · 4.625%
HK$78,523
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,038/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,487
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,565
−HK$2,108/mo
Today · 4.125%
HK$81,673
baseline
▲ 0.50% · 4.625%
HK$85,978
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,346/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,366 · Scale 2, in force from 26 Feb 2026)