LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,697
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,901
−HK$1,223/mo
Today · 4.125%
HK$41,124
baseline
▲ 0.50% · 4.625%
HK$43,626
+HK$2,502/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,248/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,050
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,205
−HK$1,171/mo
Today · 4.125%
HK$45,376
baseline
▲ 0.50% · 4.625%
HK$47,768
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,752/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,436
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,881
−HK$1,467/mo
Today · 4.125%
HK$49,348
baseline
▲ 0.50% · 4.625%
HK$52,351
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,696/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,660
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,045
−HK$1,406/mo
Today · 4.125%
HK$54,451
baseline
▲ 0.50% · 4.625%
HK$57,321
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,902/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,176
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,861
−HK$1,712/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,270
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,886
−HK$1,640/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$66,875
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,655
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,821
−HK$2,202/mo
Today · 4.125%
HK$74,023
baseline
▲ 0.50% · 4.625%
HK$78,527
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,046/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,490
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,568
−HK$2,109/mo
Today · 4.125%
HK$81,677
baseline
▲ 0.50% · 4.625%
HK$85,982
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,354/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,392 · Scale 2, in force from 26 Feb 2026)