LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,697
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,901
−HK$1,223/mo
Today · 4.125%
HK$41,124
baseline
▲ 0.50% · 4.625%
HK$43,626
+HK$2,502/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,248/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,050
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,205
−HK$1,171/mo
Today · 4.125%
HK$45,376
baseline
▲ 0.50% · 4.625%
HK$47,768
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,752/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,437
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,881
−HK$1,468/mo
Today · 4.125%
HK$49,349
baseline
▲ 0.50% · 4.625%
HK$52,352
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,698/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,046
−HK$1,406/mo
Today · 4.125%
HK$54,452
baseline
▲ 0.50% · 4.625%
HK$57,322
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,904/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,176
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,862
−HK$1,712/mo
Today · 4.125%
HK$57,574
baseline
▲ 0.50% · 4.625%
HK$61,077
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,148/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,271
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,887
−HK$1,640/mo
Today · 4.125%
HK$63,527
baseline
▲ 0.50% · 4.625%
HK$66,875
+HK$3,348/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,054/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,655
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,822
−HK$2,201/mo
Today · 4.125%
HK$74,023
baseline
▲ 0.50% · 4.625%
HK$78,527
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,046/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,491
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,569
−HK$2,108/mo
Today · 4.125%
HK$81,677
baseline
▲ 0.50% · 4.625%
HK$85,983
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,354/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,399 · Scale 2, in force from 26 Feb 2026)