LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,698
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,902
−HK$1,223/mo
Today · 4.125%
HK$41,125
baseline
▲ 0.50% · 4.625%
HK$43,627
+HK$2,502/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,250/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,051
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,206
−HK$1,171/mo
Today · 4.125%
HK$45,377
baseline
▲ 0.50% · 4.625%
HK$47,769
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,754/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,438
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,882
−HK$1,468/mo
Today · 4.125%
HK$49,350
baseline
▲ 0.50% · 4.625%
HK$52,353
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,700/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,047
−HK$1,406/mo
Today · 4.125%
HK$54,453
baseline
▲ 0.50% · 4.625%
HK$57,323
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,906/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,177
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,862
−HK$1,713/mo
Today · 4.125%
HK$57,575
baseline
▲ 0.50% · 4.625%
HK$61,078
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,150/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,888
−HK$1,640/mo
Today · 4.125%
HK$63,528
baseline
▲ 0.50% · 4.625%
HK$66,877
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,056/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,656
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,823
−HK$2,202/mo
Today · 4.125%
HK$74,025
baseline
▲ 0.50% · 4.625%
HK$78,529
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,050/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,492
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,570
−HK$2,109/mo
Today · 4.125%
HK$81,679
baseline
▲ 0.50% · 4.625%
HK$85,984
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,358/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,410 · Scale 2, in force from 26 Feb 2026)