LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,699
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,903
−HK$1,223/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,629
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,053
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,207
−HK$1,172/mo
Today · 4.125%
HK$45,379
baseline
▲ 0.50% · 4.625%
HK$47,771
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,758/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,439
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,884
−HK$1,467/mo
Today · 4.125%
HK$49,351
baseline
▲ 0.50% · 4.625%
HK$52,354
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,702/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,663
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,049
−HK$1,405/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,325
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,179
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,864
−HK$1,713/mo
Today · 4.125%
HK$57,577
baseline
▲ 0.50% · 4.625%
HK$61,080
+HK$3,503/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,154/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,274
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,890
−HK$1,640/mo
Today · 4.125%
HK$63,530
baseline
▲ 0.50% · 4.625%
HK$66,879
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,060/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,659
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,826
−HK$2,201/mo
Today · 4.125%
HK$74,027
baseline
▲ 0.50% · 4.625%
HK$78,531
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$148,054/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,495
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,573
−HK$2,108/mo
Today · 4.125%
HK$81,681
baseline
▲ 0.50% · 4.625%
HK$85,987
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.27M · min. income ≈ HK$163,362/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,431 · Scale 2, in force from 26 Feb 2026)