LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,702
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,223/mo
Today · 4.125%
HK$41,129
baseline
▲ 0.50% · 4.625%
HK$43,631
+HK$2,502/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,258/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,055
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,210
−HK$1,171/mo
Today · 4.125%
HK$45,381
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,762/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,442
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,887
−HK$1,467/mo
Today · 4.125%
HK$49,354
baseline
▲ 0.50% · 4.625%
HK$52,358
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,708/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,666
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,052
−HK$1,406/mo
Today · 4.125%
HK$54,458
baseline
▲ 0.50% · 4.625%
HK$57,328
+HK$2,870/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,916/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,182
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,868
−HK$1,712/mo
Today · 4.125%
HK$57,580
baseline
▲ 0.50% · 4.625%
HK$61,084
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,160/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,277
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,894
−HK$1,640/mo
Today · 4.125%
HK$63,534
baseline
▲ 0.50% · 4.625%
HK$66,883
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,068/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,663
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,830
−HK$2,202/mo
Today · 4.125%
HK$74,032
baseline
▲ 0.50% · 4.625%
HK$78,536
+HK$4,504/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,064/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,500
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,578
−HK$2,109/mo
Today · 4.125%
HK$81,687
baseline
▲ 0.50% · 4.625%
HK$85,992
+HK$4,305/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,374/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,471 · Scale 2, in force from 26 Feb 2026)