LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,704
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,908
−HK$1,223/mo
Today · 4.125%
HK$41,131
baseline
▲ 0.50% · 4.625%
HK$43,633
+HK$2,502/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,262/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,057
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,212
−HK$1,172/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,444
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,889
−HK$1,468/mo
Today · 4.125%
HK$49,357
baseline
▲ 0.50% · 4.625%
HK$52,360
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,714/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,669
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,055
−HK$1,405/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,185
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,871
−HK$1,712/mo
Today · 4.125%
HK$57,583
baseline
▲ 0.50% · 4.625%
HK$61,087
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,166/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,280
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,897
−HK$1,640/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$66,886
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,667
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,834
−HK$2,201/mo
Today · 4.125%
HK$74,035
baseline
▲ 0.50% · 4.625%
HK$78,540
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,070/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,503
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,582
−HK$2,109/mo
Today · 4.125%
HK$81,691
baseline
▲ 0.50% · 4.625%
HK$85,997
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,382/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,502 · Scale 2, in force from 26 Feb 2026)