LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,705
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,223/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,059
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,171/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,446
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,891
−HK$1,468/mo
Today · 4.125%
HK$49,359
baseline
▲ 0.50% · 4.625%
HK$52,362
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,718/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,671
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,056
−HK$1,406/mo
Today · 4.125%
HK$54,462
baseline
▲ 0.50% · 4.625%
HK$57,333
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,924/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,187
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,872
−HK$1,713/mo
Today · 4.125%
HK$57,585
baseline
▲ 0.50% · 4.625%
HK$61,089
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,170/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,282
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,899
−HK$1,640/mo
Today · 4.125%
HK$63,539
baseline
▲ 0.50% · 4.625%
HK$66,889
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,078/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,669
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,836
−HK$2,202/mo
Today · 4.125%
HK$74,038
baseline
▲ 0.50% · 4.625%
HK$78,543
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,076/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,506
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,585
−HK$2,108/mo
Today · 4.125%
HK$81,693
baseline
▲ 0.50% · 4.625%
HK$86,000
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,386/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,524 · Scale 2, in force from 26 Feb 2026)