LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,706
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,223/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,215
−HK$1,171/mo
Today · 4.125%
HK$45,386
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,772/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,447
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,892
−HK$1,467/mo
Today · 4.125%
HK$49,359
baseline
▲ 0.50% · 4.625%
HK$52,363
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,718/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,672
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,057
−HK$1,406/mo
Today · 4.125%
HK$54,463
baseline
▲ 0.50% · 4.625%
HK$57,334
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,926/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,188
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,873
−HK$1,713/mo
Today · 4.125%
HK$57,586
baseline
▲ 0.50% · 4.625%
HK$61,090
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,172/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,284
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,900
−HK$1,640/mo
Today · 4.125%
HK$63,540
baseline
▲ 0.50% · 4.625%
HK$66,890
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,080/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,670
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,837
−HK$2,202/mo
Today · 4.125%
HK$74,039
baseline
▲ 0.50% · 4.625%
HK$78,544
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,078/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,507
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,586
−HK$2,109/mo
Today · 4.125%
HK$81,695
baseline
▲ 0.50% · 4.625%
HK$86,001
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,390/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,535 · Scale 2, in force from 26 Feb 2026)