LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,706
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,223/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,215
−HK$1,171/mo
Today · 4.125%
HK$45,386
baseline
▲ 0.50% · 4.625%
HK$47,779
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,772/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,447
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,892
−HK$1,468/mo
Today · 4.125%
HK$49,360
baseline
▲ 0.50% · 4.625%
HK$52,363
+HK$3,003/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,720/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,672
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,058
−HK$1,405/mo
Today · 4.125%
HK$54,463
baseline
▲ 0.50% · 4.625%
HK$57,334
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,926/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,188
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,874
−HK$1,712/mo
Today · 4.125%
HK$57,586
baseline
▲ 0.50% · 4.625%
HK$61,090
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,172/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,284
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,900
−HK$1,641/mo
Today · 4.125%
HK$63,541
baseline
▲ 0.50% · 4.625%
HK$66,890
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,082/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,670
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,838
−HK$2,201/mo
Today · 4.125%
HK$74,039
baseline
▲ 0.50% · 4.625%
HK$78,544
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,078/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,508
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,586
−HK$2,109/mo
Today · 4.125%
HK$81,695
baseline
▲ 0.50% · 4.625%
HK$86,001
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,390/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,537 · Scale 2, in force from 26 Feb 2026)