LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,706
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,223/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,215
−HK$1,172/mo
Today · 4.125%
HK$45,387
baseline
▲ 0.50% · 4.625%
HK$47,779
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,774/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,447
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,892
−HK$1,468/mo
Today · 4.125%
HK$49,360
baseline
▲ 0.50% · 4.625%
HK$52,364
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,720/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,672
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,058
−HK$1,406/mo
Today · 4.125%
HK$54,464
baseline
▲ 0.50% · 4.625%
HK$57,335
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,928/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,189
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,874
−HK$1,713/mo
Today · 4.125%
HK$57,587
baseline
▲ 0.50% · 4.625%
HK$61,091
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,174/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,284
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,901
−HK$1,640/mo
Today · 4.125%
HK$63,541
baseline
▲ 0.50% · 4.625%
HK$66,891
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,082/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,671
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,838
−HK$2,202/mo
Today · 4.125%
HK$74,040
baseline
▲ 0.50% · 4.625%
HK$78,545
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,080/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,508
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,587
−HK$2,109/mo
Today · 4.125%
HK$81,696
baseline
▲ 0.50% · 4.625%
HK$86,002
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,392/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,544 · Scale 2, in force from 26 Feb 2026)