LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,707
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,223/mo
Today · 4.125%
HK$41,134
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,268/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,061
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,216
−HK$1,172/mo
Today · 4.125%
HK$45,388
baseline
▲ 0.50% · 4.625%
HK$47,780
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,776/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,448
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,468/mo
Today · 4.125%
HK$49,361
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$98,722/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,406/mo
Today · 4.125%
HK$54,465
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.18M · min. income ≈ HK$108,930/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,190
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,712/mo
Today · 4.125%
HK$57,588
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,176/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,903
−HK$1,640/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$66,892
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,673
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,840
−HK$2,202/mo
Today · 4.125%
HK$74,042
baseline
▲ 0.50% · 4.625%
HK$78,547
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,084/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,510
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,589
−HK$2,109/mo
Today · 4.125%
HK$81,698
baseline
▲ 0.50% · 4.625%
HK$86,004
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,396/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,558 · Scale 2, in force from 26 Feb 2026)