LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,708
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,224/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,639
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,063
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,218
−HK$1,171/mo
Today · 4.125%
HK$45,389
baseline
▲ 0.50% · 4.625%
HK$47,782
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,778/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,450
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,895
−HK$1,468/mo
Today · 4.125%
HK$49,363
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,726/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,675
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,061
−HK$1,406/mo
Today · 4.125%
HK$54,467
baseline
▲ 0.50% · 4.625%
HK$57,338
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,934/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,192
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,877
−HK$1,713/mo
Today · 4.125%
HK$57,590
baseline
▲ 0.50% · 4.625%
HK$61,094
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,180/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,905
−HK$1,640/mo
Today · 4.125%
HK$63,545
baseline
▲ 0.50% · 4.625%
HK$66,895
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,090/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,675
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,842
−HK$2,202/mo
Today · 4.125%
HK$74,044
baseline
▲ 0.50% · 4.625%
HK$78,550
+HK$4,506/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,088/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,513
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,592
−HK$2,109/mo
Today · 4.125%
HK$81,701
baseline
▲ 0.50% · 4.625%
HK$86,007
+HK$4,306/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,402/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,580 · Scale 2, in force from 26 Feb 2026)