LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,709
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,913
−HK$1,223/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,639
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,063
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,218
−HK$1,172/mo
Today · 4.125%
HK$45,390
baseline
▲ 0.50% · 4.625%
HK$47,782
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,780/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,450
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,895
−HK$1,468/mo
Today · 4.125%
HK$49,363
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,726/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,676
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,061
−HK$1,406/mo
Today · 4.125%
HK$54,467
baseline
▲ 0.50% · 4.625%
HK$57,338
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,934/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,192
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,878
−HK$1,712/mo
Today · 4.125%
HK$57,590
baseline
▲ 0.50% · 4.625%
HK$61,095
+HK$3,505/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,180/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,905
−HK$1,640/mo
Today · 4.125%
HK$63,545
baseline
▲ 0.50% · 4.625%
HK$66,895
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,090/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,676
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,843
−HK$2,202/mo
Today · 4.125%
HK$74,045
baseline
▲ 0.50% · 4.625%
HK$78,550
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,090/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,513
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,592
−HK$2,109/mo
Today · 4.125%
HK$81,701
baseline
▲ 0.50% · 4.625%
HK$86,008
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,402/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,584 · Scale 2, in force from 26 Feb 2026)