LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,710
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,914
−HK$1,224/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,220
−HK$1,171/mo
Today · 4.125%
HK$45,391
baseline
▲ 0.50% · 4.625%
HK$47,784
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,782/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,452
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,897
−HK$1,468/mo
Today · 4.125%
HK$49,365
baseline
▲ 0.50% · 4.625%
HK$52,369
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,730/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,677
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,063
−HK$1,406/mo
Today · 4.125%
HK$54,469
baseline
▲ 0.50% · 4.625%
HK$57,341
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,938/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,194
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,880
−HK$1,713/mo
Today · 4.125%
HK$57,593
baseline
▲ 0.50% · 4.625%
HK$61,097
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,186/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,290
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,907
−HK$1,641/mo
Today · 4.125%
HK$63,548
baseline
▲ 0.50% · 4.625%
HK$66,897
+HK$3,349/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,096/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,678
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,846
−HK$2,202/mo
Today · 4.125%
HK$74,048
baseline
▲ 0.50% · 4.625%
HK$78,553
+HK$4,505/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,096/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,516
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,595
−HK$2,109/mo
Today · 4.125%
HK$81,704
baseline
▲ 0.50% · 4.625%
HK$86,011
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,408/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,608 · Scale 2, in force from 26 Feb 2026)